No-Fault Insurance

A motor vehicle accident can have a devastating impact on you and your family. If you or a loved one has been injured, contact our firm to schedule a consultation with an experienced personal injury attorney.

Recovering Proper Compensation After a Car Wreck

A motor vehicle accident can leave you with serious injuries and extensive medical costs. Fortunately, a skilled law firm can help a personal injury victim obtain proper compensation for medical expenses, lost wages, pain and suffering, and property damage.

At Putnam Lieb Potvin, Attorneys at Law, all of our attorneys have extensive experience helping clients throughout Western Washington recover damages from car, truck and motorcycle accidents. Contact us by calling 360-596-9539 or 877-551-2871 to discuss how we can help you get the money you deserve. We offer free initial consultations.

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At Putnam Lieb Potvin, Attorneys at Law, our lawyers are passionate about helping car, truck and motorcycle accident victims throughout Western Washington. We have lobbied legislature to ensure adequate legal protection for those who have suffered personal injuries. You can rest assured that we will bring that same dedication to meeting your legal needs.

At Putnam Lieb Potvin, Attorneys at Law, we handle car, truck and motorcycle accident claims on a contingency fee basis. Contact us by calling 360-596-9539 or 877-551-2871 to schedule a free initial consultation with an experienced attorney. Our office in downtown Olympia is located near Exit 105 (Port of Olympia) of I-5.

No-Fault Insurance

When a driver has been in an accident, no-fault auto insurance allows the driver to collect from his or her insurance company regardless of who caused the accident. Not every state has a no-fault insurance structure, but those that do have very specific laws governing when, how much and for how long an injured party may collect. Contact Putnam Lieb Potvin, Attorneys at Law in Olympia, to schedule a consultation with a personal injury attorney to discuss how Washington views fault and to determine how no-fault laws may affect your right to recover damages for injuries.

How no-fault insurance works

No-fault insurance is a system in which auto insurance pays benefits to the insured driver in case of an accident, no matter who was at fault. This is contrary to systems in which the at-fault driver's insurance company must pay the bulk of the compensation after an investigation and determination of fault by the insurance companies or the courts.

The system is designed to streamline the process of payments to injured people and to lower the burden on the courts. No-fault laws can make it more difficult to sue an at-fault driver for damages; the insured typically must have been quite seriously injured in order to take such legal action. On the other hand, monetary recovery for the insured is more certain under no-fault insurance because the compensation is immediately available through his or her own insurance policy. No-fault insurance policies often have a cap on the compensation they will pay.

The no-fault insurance system strikes a balance between preventing injured parties from receiving a windfall due to an accident and ensuring that they will be compensated regardless of who caused it. The specifics of no-fault insurance laws vary widely by state, but may also provide compensation for certain economic losses experienced as the result of a crash.

Personal injury protection (PIP)

Your no-fault insurance is probably part of what is known as a Personal Injury Protection (PIP) package. PIP insurance pays for the medical expenses of the insured driver and his or her passengers injured in an auto accident. PIP insurance typically covers things like medical bills, wage loss and funeral expenses, but doesn't address pain and suffering or vehicle damage, though this varies by state and particular insurance policy. PIP packages usually also have distinct coverage limits.

Contact a personal injury attorney

How you handle the aftermath of a motor vehicle accident can make a significant difference in your monetary recovery. Dealing with insurance companies can be especially tricky. In addition, the no-fault and fault insurance systems vary widely by state. Speaking with a personal injury lawyer from Putnam Lieb Potvin, Attorneys at Law in Olympia, Washington, will help to clear up the confusion you may be feeling following a crash.

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DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

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